Ammunition & Explosives Manufacturing
Ammunition and explosives manufacturer insurance, built for the class.
Ammunition makers, component and energetics suppliers, and remanufacturers. Products, plant and materials rated on how you actually load, store and ship, with markets that write the class.
Know your coverage
What ammunition manufacturer insurance should cover.
Ammunition and explosives manufacturing is one of the classes standard carriers decline first, and the markets that do write it want a clear picture of the plant, the process and the materials on hand.
A good program rates products liability on what you actually produce, schedules energetic materials and finished goods separately, and covers the loading lines that keep the business running. We build the submission so underwriters see that picture before they price it.
- 01
Products liability
For loaded ammunition, components and energetic materials once they leave your control, rated on what you actually produce.
- 02
Property & inventory
Plant, loading equipment, magazines and finished goods scheduled by category, including powder and primer storage.
- 03
Equipment breakdown & business income
Loading lines and production machinery, plus the income lost while a line is down.
- 04
Excess & umbrella
Higher limits for distributor, retailer and government contract requirements.
Ammunition & Explosives
Ammunition and explosives makers we insure
Manufacturers and the suppliers behind them, from the primer to the finished round.
- Ammunition manufacturers
- Remanufacturers and reloaders
- Bullet, brass and component makers
- Powder, primer and energetics suppliers
- Licensed explosives manufacturers
- Contract loaders for defense and law enforcement
Why Clandestine
Why ammunition makers call us
- 01
Markets that write energetics
Your submission goes to carriers that understand powder, primers and explosives, not ones looking for a reason to decline.
- 02
Rated on your process
Loading, storage and shipping are described the way you actually run them, which is often where the price comes down.
- 03
Materials scheduled properly
Raw materials, work in progress and finished goods scheduled by category, so a loss pays out the way it should.
- 04
We explain the terms
Exclusions and conditions that matter for ammunition and explosives are spelled out before you bind.
Common questions
Ammunition manufacturer insurance questions, answered.
Don’t see yours? Call (970) 580-8067 and talk to the agency principal directly.
Often, yes. A non-renewal usually means the carrier stopped writing the class. We take your submission to markets that still do.
Yes. Tell us how you source, inspect and load components, and we rate the program on it.
Yes. Storage is scheduled on its own, with magazines and quantities described the way you actually store them.
Yes. We are Montana-based and licensed in all 50 states.
Request a Risk Review
Tell us about the operation. We’ll tell you what’s driving the price.
No obligation, and nothing is bound until you approve it. Prefer to talk? Call (970) 580-8067.
- Licensed in all 50 states
- 20+ specialty markets
- Brokers, not a carrier
Thanks. Your request is in. A licensed advisor will be in touch within one business day.
Something went wrong sending your request. Please try again or call (970) 580-8067.
Other divisions