Defense & Government Contractors

Government contractor insurance that answers to the contract.

Defense primes, sub-tier suppliers and OCONUS service providers. We read the insurance requirements in your contract and build the program to meet them, before award rather than after.

Know your coverage

Government contractor insurance mapped to what the contract asks for.

Government and prime contracts specify the insurance you must carry: liability limits, additional insured status for the prime and the government, waivers of subrogation, and primary and non-contributory wording. Missing one can hold up an award or a payment.

We start from the contract and work backwards, so the program meets the requirements on day one and keeps meeting them as contracts change.

  1. 01

    General & products liability

    Limits and endorsements written to FAR Part 28 and prime flow-down requirements.

  2. 02

    Property & business income

    Facilities, tooling and inventory, including property in your care for a customer where the contract requires it.

  3. 03

    Excess & umbrella

    Towers built to contract minimums and written alongside the primary.

  4. 04

    OCONUS operations & DBA

    Coverage for OCONUS operations and personnel, to include DBA, placed with markets that write it.

Government Contractors

Defense and government contractors we insure

Primes and the suppliers several tiers below them face the same paperwork. We handle it for both.

  • Defense primes
  • Sub-tier manufacturers and machine shops
  • Engineering, technical and government services firms
  • OCONUS logistics and support contractors
  • Contractors that need Defense Base Act (DBA) coverage
  • Suppliers on their first federal contract

Why Clandestine

Why government contractors call us

  1. 01

    We start with the contract

    Send the insurance section. We map every requirement to a line in your program.

  2. 02

    Gaps found before award

    Endorsements and limits are confirmed before you’re asked for the certificate.

  3. 03

    Certificates issued correctly

    Additional insured, waiver and primary wording issued the way the contract asks for it.

  4. 04

    One program as you grow

    New contracts, new primes and new sites added without rebuilding the program.

Common questions

Government contractor insurance questions, answered.

Don’t see yours? Call (970) 580-8067 and talk to the agency principal directly.

It depends on the contract. FAR Part 28 sets the baseline for many federal contracts, and primes often flow down additional limits and endorsements. Send us the insurance section and we will tell you exactly what it asks for.

Yes, and that is the best time. We review the insurance requirements and tell you what your current program meets and where the gaps are.

Yes. We place coverage for OCONUS operations and personnel, including Defense Base Act (DBA) coverage, with markets that write it. Tell us where, for how long and who is deployed.

No. Many of the companies we work with are sub-tier suppliers meeting a prime's requirements for the first time.

Request a Risk Review

Tell us about the operation. We’ll tell you what’s driving the price.

No obligation, and nothing is bound until you approve it. Prefer to talk? Call (970) 580-8067.

  • Licensed in all 50 states
  • 20+ specialty markets
  • Brokers, not a carrier

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